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DO I QUALIFY FOR HAGERTY
INTERNATIONAL'S CLASSIC CAR INSURANCE?
Hagerty offers
competitive premiums and
generous benefits to their classic car policyholders. We
acknowledge that our clients are responsible drivers and
classic car owners. In order to continue to offer the
comprehensive cover and competitive rates for which Hagerty is
known, we must consider several important factors in the
approval process.
- Regular-Use Vehicles: Each
named driver needs to have a regular-use vehicle for daily
driving and must maintain regular-use insurance in his or
her own name.
- Usage: Hagerty covers vehicles that are used on an
occasional basis for example, club events, exhibitions, organised meets, tours,
and pleasure driving.
- Driving Convictions or Claims:
Generally, one or two minor traffic violations or accidents
are acceptable. We are not able to insure those who have
experienced major infractions such as drink driving. All
driving records are subject to review by an
underwriter.
DOES MY CAR QUALIFY?We offer
full coverage for a huge variety of classic, stock, and
safety-modified vehicles, including:
- Veteran Cars (pre 1910)
- Vintage Cars (1910 to 1950)
- Classic Cars (1950 to 1970)
- Modern Classic Cars (1970 to 1991)
- Future Classic Cars (post 1991)
For full details refer to 'What We Insure'
SORRY WE DO NOT INSURE
Hagerty does not
offer an insurance
product for:
- Drivers under the age of 30
- Inexpensive home-built car kits that do not replicate a classic vehicle
- Drivers with poor driving records
- Any vehicles used for off-road or utility type driving
- Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie casters, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles)
- Regular-use vehicles driven on a daily basis
- Vehicles used primarily for commercial use
- Motorcycles
- Caravans
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