Hagerty offers full insurance coverage for a huge variety of stock and safety modified classic, collector and antique cars and bikes.
We always try to be flexible in our underwriting, but essentially we insure classic (pre 1990) cars and classic (pre 1980) bikes including the following:
Veteran Cars / Pre 1910
The dawn of motoring, the cars, tricycles and motorbikes of the motoring pioneers from around the world. Examples include De Dion Boutons, Panhard et Levassor, Renault, Benz and Fords.
Vintage Cars / 1911 - 1950
The pre war years saw some amazing machines, most of which were built to last. Coming off the production line were Bentleys, Austins, Morris, Bugattis and Rolls Royce.
Classic Cars / 1951 - 1970
Classics such as the MG and Triumph, as well as more lavish marques like Alfa Romeo, Jaguar, Ferrari and Aston Martin become more prominent as the world of motoring became more accessible to the public.
Modern Classic Cars / 1971 - 1990
During the modern era, the motoring community moved up a gear and manufacturers started creating vehicles for the whole family. Examples include BMW 2002, Mercedes 280 SL, Porsche 911T.
Future Classic Cars / Post 1990
These post 1990 vehicles were developed as concept cars or in very limited edition. These future classics also enjoy exceptionally low mileage, are increasing in value and have iconic or cult status. These vehicles will also form part of a multi vehicle policy.
Historic Race Cars / Transit & Storage
Cars still raced on the historic race circuits, sometimes in specific period events. Examples include Lola, Abarth, Chevron, Porsche 917.
Classic Motorbikes / Pre 1980
Any bike built before 1980 is eligible for our classic scheme. Examples include Brough, Norton, Triumph, Honda and Yamaha.
What We Don't Insure:
- Drivers under the age of 30.
- Inexpensive home-built car kits that do not replicate a classic vehicle.
- Drivers with poor driving records.
- Any vehicles used for off-road or utility type driving.
- Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie casters, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles).
- Regular-use vehicles driven on a daily basis.
- Vehicles used primarily for commercial use.
- TVR’s after 1980.
- 1990 or newer vehicles doing more than 3000 miles per annum.