Collector Car Insurance Policy Features

Hagerty's classic car insurance policy is the one of the most comprehensive classic car policies available in the UK.

The benefits of Hagerty’s classic car insurance set us apart from policies offered by other insurance companies including other classic car specialists.

These benefits are based on our own experiences as collectors and enthusiasts, on feedback we've received from our clients (and fellow collectors), and from information we’ve collected at classic car and bike shows around the world.

With a Hagerty classic car insurance policy you get:

Fully comprehensive cover

Third party liability insurance and damage, fire and theft cover.

Agreed value insurance

Our agreed value policies ensure that your asset is insured for its full value; we require photos of the vehicles within 30 days of taking up our insurance to validate the agreed value.

Discounted premiums

Exceptional value for money; additional discounts when insuring more than one vehicle.

Classic car and bike club member discounts

Let us know the name of your club when getting a quote and we will reward your loyalty with a discount.

Laid up cover

Cover for cars that are not road registered and are not driven on public roads, but which need damage, fire and theft insurance, including race cars and vehicles in restoration.

European touring cover

90 days of cover throughout western and central Europe and Turkey.

Breakdown and recovery

Full breakdown and recovery insurance across the UK and Europe from the RAC.

Driving other cars

Cover to drive any other vehicle insured by Hagerty (subject to owner’s permission).

Repairer of choice

Choose a specialist repairer you trust to carry out any repairs.

Legal expenses cover

Relevant legal expenses up to £100,000 per policy period.

Event and rally cover

Your car is covered at events and rallies as well as when touring.

Limited mileage discounts

The less you drive you car, the less you pay.

Personal accident cover

Up to £10,000 for major injuries in an accident

Salvage option

Retain the salvage of your car in the event of a total loss.

24 hour claims assistance

Our knowledgeable teams will guide you through a painless and rapid claims procedure.

For more information, see policy details on the Policy Documents page.

Hagerty International Limited are authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number 441417)